The Salary Index

Salary Comparison

Actuaries: Irvine vs Austin

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Irvine, CA

$122,520/yr

Take-home$7,453/mo
Disposable$3,475/mo
Lifestyle7/10 ยท Moderate

Austin, TX

$88,500/yr

Take-home$5,384/mo
Disposable$2,559/mo
Lifestyle7/10 ยท Moderate
๐Ÿ†

Our recommendation: Irvine, CA

Irvine offers $916 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Irvine

Austin

Diff (Aโˆ’B)

Annual Gross Salary

$122,520

$88,500

+$34,020

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,453

$5,384

+$2,069

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

148

105

+43 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,978

$2,825

+$1,153

A vs B

Monthly Rent

$2,580

$1,680

+$900

A vs B

Monthly Disposable

$3,475

$2,559

+$916

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.87ร—

1.91ร—

-0.04ร—

A vs B

Lifestyle Score

7/10 (Moderate)

7/10 (Moderate)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.