The Salary Index

Salary Comparison

Area: Ann Arbor vs Lowell

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Ann Arbor, MI

$81,876/yr

Take-home$4,981/mo
Disposable$2,058/mo
Lifestyle6/10 ยท Moderate
Best Value

Lowell, MA

$103,130/yr

Take-home$6,274/mo
Disposable$3,416/mo
Lifestyle8/10 ยท Comfortable
๐Ÿ†

Our recommendation: Lowell, MA

Lowell offers $1,358 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Ann Arbor

Lowell

Diff (Aโˆ’B)

Annual Gross Salary

$81,876

$103,130

$21,254

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,981

$6,274

$1,293

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

109

106

+3 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,923

$2,858

+$65

A vs B

Monthly Rent

$1,750

$1,650

+$100

A vs B

Monthly Disposable

$2,058

$3,416

$1,358

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.70ร—

2.20ร—

-0.50ร—

A vs B

Lifestyle Score

6/10 (Moderate)

8/10 (Comfortable)

-2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.