The Salary Index

Salary Comparison

Computer Hardware Engineers: Waterloo vs San Jose

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Waterloo, IA

$116,514/yr

Take-home$7,088/mo
Disposable$5,068/mo
Lifestyle10/10 ยท Comfortable
Best Value

San Jose, CA

$197,090/yr

Take-home$11,990/mo
Disposable$8,025/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: San Jose, CA

San Jose offers $2,957 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Waterloo

San Jose

Diff (Aโˆ’B)

Annual Gross Salary

$116,514

$197,090

$80,576

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,088

$11,990

$4,902

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

78

148

-70 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,020

$3,965

$1,945

A vs B

Monthly Rent

$1,162

$2,550

$1,388

A vs B

Monthly Disposable

$5,068

$8,025

$2,957

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.51ร—

3.02ร—

+0.49ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.