The Salary Index

Salary Comparison

Educational: Elgin vs Fremont

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Elgin, IL

$67,636/yr

Take-home$4,115/mo
Disposable$1,708/mo
Lifestyle6/10 ยท Moderate

Fremont, CA

$85,660/yr

Take-home$5,211/mo
Disposable$1,378/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Elgin, IL

Elgin offers $330 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Elgin

Fremont

Diff (Aโˆ’B)

Annual Gross Salary

$67,636

$85,660

$18,024

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,115

$5,211

$1,096

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

90

143

-53 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,407

$3,833

$1,426

A vs B

Monthly Rent

$1,350

$2,450

$1,100

A vs B

Monthly Disposable

$1,708

$1,378

+$330

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.71ร—

1.36ร—

+0.35ร—

A vs B

Lifestyle Score

6/10 (Moderate)

5/10 (Tight)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.