The Salary Index

Salary Comparison

Family Medicine Physicians: Pontiac vs Oxnard

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Pontiac, MI

$180,140/yr

Take-home$10,959/mo
Disposable$8,939/mo
Lifestyle10/10 ยท Comfortable
Best Value

Oxnard, CA

$221,711/yr

Take-home$13,487/mo
Disposable$10,257/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Oxnard, CA

Oxnard offers $1,318 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Pontiac

Oxnard

Diff (Aโˆ’B)

Annual Gross Salary

$180,140

$221,711

$41,571

A vs B

Monthly Take-Home

After estimated federal + state taxes

$10,959

$13,487

$2,528

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

78

120

-42 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,020

$3,230

$1,210

A vs B

Monthly Rent

$1,162

$1,980

$818

A vs B

Monthly Disposable

$8,939

$10,257

$1,318

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

5.43ร—

4.18ร—

+1.25ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.