Salary Comparison
Physicians: Mcallen vs Oceanside
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Mcallen, TX
$147,985/yr
Oceanside, CA
$77,840/yr
Our recommendation: Mcallen, TX
Mcallen offers $5,782 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Mcallen
Oceanside
Diff (A−B)
Annual Gross Salary
$147,985
$77,840
+$70,145
A vs B
Monthly Take-Home
After estimated federal + state taxes
$9,002
$4,735
+$4,267
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
68
125
-57 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$1,828
$3,343
$1,515
A vs B
Monthly Rent
$920
$2,080
$1,160
A vs B
Monthly Disposable
$7,174
$1,392
+$5,782
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
4.92×
1.42×
+3.50×
A vs B
Lifestyle Score
10/10 (Comfortable)
5/10 (Tight)
+5
A vs B
Mcallen — Full Details
Oceanside — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.