The Salary Index

Salary Comparison

Physicists: Lorain vs Miami

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Lorain, OH

$145,684/yr

Take-home$8,862/mo
Disposable$6,944/mo
Lifestyle10/10 ยท Comfortable
Best Value

Miami, FL

$219,070/yr

Take-home$13,327/mo
Disposable$10,017/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Miami, FL

Miami offers $3,073 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Lorain

Miami

Diff (Aโˆ’B)

Annual Gross Salary

$145,684

$219,070

$73,386

A vs B

Monthly Take-Home

After estimated federal + state taxes

$8,862

$13,327

$4,465

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

74

123

-49 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$1,918

$3,310

$1,392

A vs B

Monthly Rent

$1,103

$2,050

$947

A vs B

Monthly Disposable

$6,944

$10,017

$3,073

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

4.62ร—

4.03ร—

+0.59ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.