The Salary Index

Salary Comparison

Surgeons: Santa Fe vs Kailua

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Santa Fe, NM

$156,275/yr

Take-home$9,507/mo
Disposable$7,589/mo
Lifestyle10/10 ยท Comfortable
Best Value

Kailua, HI

$229,598/yr

Take-home$13,967/mo
Disposable$10,132/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Kailua, HI

Kailua offers $2,543 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Santa Fe

Kailua

Diff (Aโˆ’B)

Annual Gross Salary

$156,275

$229,598

$73,323

A vs B

Monthly Take-Home

After estimated federal + state taxes

$9,507

$13,967

$4,460

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

74

148

-74 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$1,918

$3,835

$1,917

A vs B

Monthly Rent

$1,103

$2,206

$1,103

A vs B

Monthly Disposable

$7,589

$10,132

$2,543

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

4.96ร—

3.64ร—

+1.32ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.