Salary data is based on the Cedar Rapids, IA metropolitan area and applied to Cedar Rapids using local cost-of-living adjustments.

Nurse Midwives Salaries in Cedar Rapids, IA

Average Base Pay

$112,152/yr

16% below national average

Monthly

$9,346

Hourly

$54

Cost Index

Nurse Midwives in Cedar Rapids, IA earn an average of $112,152 per year, with most salaries falling between $89,722 and $134,582 depending on experience, employer, and specialization. At 16% below the national average, Cedar Rapids offers a more modest rate for this role, in part reflecting a local cost of living index of 75. For professionals evaluating a move or negotiating an offer, the headline salary is only part of the picture—what matters most is how far that income actually goes once taxes, rent, and daily expenses are factored in. The sections below break that down in full for Cedar Rapids.

Salary Range

The chart below shows the full compensation spectrum for this role, from entry-level to senior positions. The highlighted center bars represent the 25th–75th percentile band where most professionals are paid.

$84K
Low

$112K
Median

$140K
High

25th percentile: $95K75th percentile: $129K

About Nurse Midwives

Registered Nurses provide direct patient care, coordinate treatment plans, administer medications, and serve as the primary point of contact between patients and the broader healthcare team. They work in hospitals, outpatient clinics, long-term care facilities, home health agencies, and public health departments. RNs assess patient conditions by collecting health histories, performing physical examinations, and analyzing diagnostic results. They develop and implement care plans in collaboration with physicians, specialists, and allied health professionals. Administering medications accurately—including through IV lines, injections, and oral delivery—and monitoring patients for adverse reactions is a central daily responsibility. RNs educate patients and families about diagnoses, medications, and discharge instructions, making health literacy a key communication skill. In specialized settings such as the ICU, emergency department, or labor and delivery, RNs manage critically ill patients under protocols that require rapid clinical judgment. The profession requires emotional resilience, physical stamina, and the ability to function effectively under pressure. RNs are licensed by state boards of nursing after completing an Associate Degree in Nursing (ADN) or Bachelor of Science in Nursing (BSN) and passing the NCLEX-RN examination.

What Nurse Midwives Do

Assess patient health status through observation, examination, and review of medical records
Develop, implement, and evaluate individualized patient care plans
Administer medications and treatments as ordered by physicians
Monitor patients for changes in condition and respond appropriately
Communicate with physicians, specialists, and other care team members
Educate patients and families about conditions, medications, and self-care
Document assessments, interventions, and patient responses accurately
Maintain safe patient environments and adhere to infection control protocols

Key Skills & Qualifications

Clinical assessment and physical examination skills
Medication administration and pharmacology knowledge
IV catheter insertion and management
Electronic health record (EHR) documentation (Epic, Cerner)
Critical thinking and rapid clinical decision-making
Patient and family education and health literacy communication
BLS and ACLS certification
Emotional resilience and ability to work under pressure

Career Path

Licensed Practical Nurse (LPN)
Registered Nurse (ADN or BSN)
Specialty RN (ICU, ER, OR)
Nurse Practitioner / Charge Nurse
Director of Nursing / CNO

Nurse Midwives Market in Cedar Rapids, IA

Salary Competitiveness

Cedar Rapids currently pays 16% below the national median for Nurse Midwives. This gap can reflect a lower regional cost base, thinner employer density, or a surplus of qualified candidates relative to open roles—factors worth factoring into any offer negotiation or relocation calculation.

Cost of Living Impact

Cedar Rapids's cost of living runs below the national average, which works in favor of this salary. Essential monthly expenses account for approximately 30% of take-home pay—a ratio that leaves meaningful room for savings, debt reduction, and discretionary spending compared with higher-cost metros.

Effective Purchasing Power

After adjusting for local taxes and cost of living, a Nurse Midwives earning $112,152 in Cedar Rapids reaches a strong purchasing-power position. The effective standard of living this income supports is materially higher than the gross number alone implies—a useful data point for professionals comparing offers across metro areas.

vs. National Avg

-16%

Cost Pressure

30%

Purchasing Power

Strong

Take-Home Pay Calculator

Enter any gross salary to see how federal and state taxes affect your actual take-home pay, broken down by year, month, and week. Results use an estimated effective tax rate of 27% based on this location and income level.

Annual Salary

Take-home (73%)Taxes (27%)

Annual Net

$81,871

Monthly

$6,823

Weekly

$1,574

Eff. Tax Rate

27%

A gross salary of $112,152 for a Nurse Midwives in Cedar Rapids translates to roughly $6,823 in monthly take-home pay after estimated federal and state taxes. Set against monthly living costs of $2,013—covering housing, food, transportation, utilities, and healthcare—that leaves approximately $4,810 per month in disposable income. That margin, not the gross number, is what determines whether you can comfortably cover rent, build savings, and afford discretionary spending in Cedar Rapids's current market.

How far does this salary go in Cedar Rapids?

Cost of Living in Cedar Rapids

Estimated monthly expenses for a single person in Cedar Rapids, benchmarked against US regional price indices for housing, food, transportation, utilities, and healthcare.

Cost Index

Below Avg — US average is 100. Based on a single person (1-bed apartment).

🏠Housing / Rent$1,050/mo

🍔Food & Groceries$425/mo

🚗Transportation$115/mo

💡Utilities$155/mo

🏥Healthcare$268/mo

Monthly$2,013

Annual$24,156

Disposable Income$4,810

Financial Reality Check

This section compares estimated monthly take-home pay against typical living costs in Cedar Rapids to show your real disposable income—the amount remaining after essential bills are paid each month.

Monthly Take-Home

$6,823

Living Costs

$2,013

Disposable

$4,810

Cost Index

Lifestyle

Comfortable

With a monthly take-home of $6,823, your estimated living costs in Cedar Rapids are $2,013 ($24,156/yr). This leaves $4,810 per month in disposable income, indicating a comfortable standard of living. Cedar Rapids's cost of living is 25% below the national average.

Overall, a Nurse Midwives earning $112,152 in Cedar Rapids falls into a comfortable lifestyle tier and has meaningful room to save, invest, and absorb unexpected expenses without financial stress. With a cost index of 75, Cedar Rapids is 25% more affordable than the national average, which extends your purchasing power. Regardless of tier, prioritizing retirement contributions, an emergency fund of three to six months' expenses, and incremental debt reduction will yield the greatest long-term financial stability—especially as living costs in Cedar Rapids continue to evolve.