The Salary Index
Salary data is based on the Phoenix-Mesa-Scottsdale, AZ metropolitan area and applied to Gilbert using local cost-of-living adjustments.

Surgeons Salaries in Gilbert, AZ

Average Base Pay

$182,938/yr

3% above national average

Monthly

$15,245

Hourly

$88

Cost Index

103

Surgeons in Gilbert, AZ earn an average of $182,938 per year, with most salaries falling between $146,350 and $219,526 depending on experience, employer, and specialization. At 3% above the national average, Gilbert ranks among the higher-paying markets for this role, in part reflecting a local cost of living index of 103. For professionals evaluating a move or negotiating an offer, the headline salary is only part of the picture—what matters most is how far that income actually goes once taxes, rent, and daily expenses are factored in. The sections below break that down in full for Gilbert.

Salary Range

The chart below shows the full compensation spectrum for this role, from entry-level to senior positions. The highlighted center bars represent the 25th–75th percentile band where most professionals are paid.

$137K
Low
$183K
Median
$229K
High
25th percentile: $155K75th percentile: $210K

About Surgeons

Physicians diagnose and treat illnesses, injuries, and medical conditions across a wide range of specialties. General practitioners and family medicine physicians manage undifferentiated health problems and chronic conditions for patients of all ages, serving as the primary point of care and coordinating specialist referrals. Internists focus on adult medicine and often subspecialize in areas such as cardiology, gastroenterology, oncology, or pulmonology. Surgeons perform operative procedures to treat conditions ranging from appendicitis and cancer to orthopedic injuries and heart disease. Psychiatrists diagnose and treat mental health conditions using medication management and psychotherapy. Emergency physicians manage acute and life-threatening conditions in high-acuity settings. Pediatricians care for infants, children, and adolescents. Pathologists diagnose disease through laboratory analysis of tissue, blood, and other specimens. Radiologists interpret medical imaging studies. The educational pathway requires four years of medical school following a bachelor's degree, three to seven years of residency training, and often additional fellowship training in a subspecialty. Physicians are licensed by state medical boards and must maintain board certification through continuous medical education and periodic examinations.

What Surgeons Do

  • Obtain patient history and perform physical examinations
  • Diagnose conditions based on clinical findings and diagnostic test results
  • Develop and implement individualized treatment plans
  • Prescribe medications and therapies
  • Order and interpret diagnostic tests including laboratory studies and imaging
  • Perform procedures appropriate to specialty
  • Coordinate care with specialists, nurses, and allied health professionals
  • Maintain accurate medical records and complete documentation

Key Skills & Qualifications

  • Clinical assessment and diagnostic reasoning
  • Medical knowledge across pathophysiology, pharmacology, and treatment
  • Procedure-specific technical skills relevant to specialty
  • Patient communication and shared decision-making
  • Interpretation of laboratory and radiographic data
  • Electronic health record documentation
  • MD or DO degree, residency completion, and board certification
  • Medical licensure in state(s) of practice

Career Path

  1. Medical Student
  2. Resident Physician
  3. Attending Physician
  4. Subspecialty Fellow
  5. Department Chief / Medical Director

Surgeons Market in Gilbert, AZ

Salary Competitiveness

Gilbert salaries for Surgeons track closely with the national median, diverging by less than 4%. This alignment suggests a competitive but balanced local market—employers are broadly in step with national pay scales, which can make benchmark comparisons more reliable when negotiating.

Cost of Living Impact

Gilbert sits close to the national cost average. Monthly essential expenses represent about 25% of take-home pay for this role—a midrange ratio that allows for modest savings and discretionary spending, provided housing costs remain stable.

Effective Purchasing Power

After adjusting for local taxes and cost of living, a Surgeons earning $182,938 in Gilbert reaches a strong purchasing-power position. The effective standard of living this income supports is materially higher than the gross number alone implies—a useful data point for professionals comparing offers across metro areas.

vs. National Avg

+3%

Cost Pressure

25%

Purchasing Power

Strong

Take-Home Pay Calculator

Enter any gross salary to see how federal and state taxes affect your actual take-home pay, broken down by year, month, and week. Results use an estimated effective tax rate of 27% based on this location and income level.

$
Take-home (73%)Taxes (27%)

Annual Net

$133,545

Monthly

$11,129

Weekly

$2,568

Eff. Tax Rate

27%

A gross salary of $182,938 for a Surgeons in Gilbert translates to roughly $11,129 in monthly take-home pay after estimated federal and state taxes. Set against monthly living costs of $2,757—covering housing, food, transportation, utilities, and healthcare—that leaves approximately $8,372 per month in disposable income. That margin, not the gross number, is what determines whether you can comfortably cover rent, build savings, and afford discretionary spending in Gilbert's current market.

How far does this salary go in Gilbert?

Cost of Living in Gilbert

Estimated monthly expenses for a single person in Gilbert, benchmarked against US regional price indices for housing, food, transportation, utilities, and healthcare.

Cost Index

103

Above Avg — US average is 100. Based on a single person (1-bed apartment).

🏠Housing / Rent$1,610/mo
🍔Food & Groceries$495/mo
🚗Transportation$135/mo
💡Utilities$205/mo
🏥Healthcare$312/mo
Monthly$2,757
Annual$33,084
Disposable Income$8,372

Financial Reality Check

This section compares estimated monthly take-home pay against typical living costs in Gilbert to show your real disposable income—the amount remaining after essential bills are paid each month.

Monthly Take-Home

$11,129

Living Costs

$2,757

Disposable

$8,372

Cost Index

103

Lifestyle

Comfortable

With a monthly take-home of $11,129, your estimated living costs in Gilbert are $2,757 ($33,084/yr). This leaves $8,372 per month in disposable income, indicating a comfortable standard of living. Gilbert's cost of living is 3% above the national average.

Overall, a Surgeons earning $182,938 in Gilbert falls into a comfortable lifestyle tier and has meaningful room to save, invest, and absorb unexpected expenses without financial stress. With a cost index of 103, Gilbert is 3% more expensive than the national average, which compresses real purchasing power. Regardless of tier, prioritizing retirement contributions, an emergency fund of three to six months' expenses, and incremental debt reduction will yield the greatest long-term financial stability—especially as living costs in Gilbert continue to evolve.

Frequently Asked Questions

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Surgeons · Gilbert, AZ3% above avg

Gross Salary

$182,938/yr

Take-home

$11,129/mo

Disposable

$8,372/mo

Lifestyle

Comfortable

Source: thesalaryindex.com · BLS data

Gilbert City Overview

COL index, rent benchmarks, top jobs, and affordability score.

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Salary estimates are based on BLS metro data and adjusted using cost-of-living indices.