Surgeons Salaries in Santa Fe, NM
Average Base Pay
$156,275/yr
12% below national average
Monthly
$13,023
Hourly
$75
Cost Index
74
Surgeons in Santa Fe, NM earn an average of $156,275 per year, with most salaries falling between $125,020 and $187,530 depending on experience, employer, and specialization. At 12% below the national average, Santa Fe offers a more modest rate for this role, in part reflecting a local cost of living index of 74. For professionals evaluating a move or negotiating an offer, the headline salary is only part of the picture—what matters most is how far that income actually goes once taxes, rent, and daily expenses are factored in. The sections below break that down in full for Santa Fe.
Salary Range
The chart below shows the full compensation spectrum for this role, from entry-level to senior positions. The highlighted center bars represent the 25th–75th percentile band where most professionals are paid.
Low
Median
High
About Surgeons
Physicians diagnose and treat illnesses, injuries, and medical conditions across a wide range of specialties. General practitioners and family medicine physicians manage undifferentiated health problems and chronic conditions for patients of all ages, serving as the primary point of care and coordinating specialist referrals. Internists focus on adult medicine and often subspecialize in areas such as cardiology, gastroenterology, oncology, or pulmonology. Surgeons perform operative procedures to treat conditions ranging from appendicitis and cancer to orthopedic injuries and heart disease. Psychiatrists diagnose and treat mental health conditions using medication management and psychotherapy. Emergency physicians manage acute and life-threatening conditions in high-acuity settings. Pediatricians care for infants, children, and adolescents. Pathologists diagnose disease through laboratory analysis of tissue, blood, and other specimens. Radiologists interpret medical imaging studies. The educational pathway requires four years of medical school following a bachelor's degree, three to seven years of residency training, and often additional fellowship training in a subspecialty. Physicians are licensed by state medical boards and must maintain board certification through continuous medical education and periodic examinations.
What Surgeons Do
- Obtain patient history and perform physical examinations
- Diagnose conditions based on clinical findings and diagnostic test results
- Develop and implement individualized treatment plans
- Prescribe medications and therapies
- Order and interpret diagnostic tests including laboratory studies and imaging
- Perform procedures appropriate to specialty
- Coordinate care with specialists, nurses, and allied health professionals
- Maintain accurate medical records and complete documentation
Key Skills & Qualifications
- Clinical assessment and diagnostic reasoning
- Medical knowledge across pathophysiology, pharmacology, and treatment
- Procedure-specific technical skills relevant to specialty
- Patient communication and shared decision-making
- Interpretation of laboratory and radiographic data
- Electronic health record documentation
- MD or DO degree, residency completion, and board certification
- Medical licensure in state(s) of practice
Career Path
- Medical Student
- Resident Physician
- Attending Physician
- Subspecialty Fellow
- Department Chief / Medical Director
Surgeons Market in Santa Fe, NM
Salary Competitiveness
Santa Fe currently pays 12% below the national median for Surgeons. This gap can reflect a lower regional cost base, thinner employer density, or a surplus of qualified candidates relative to open roles—factors worth factoring into any offer negotiation or relocation calculation.
Cost of Living Impact
Santa Fe's cost of living runs below the national average, which works in favor of this salary. Essential monthly expenses account for approximately 20% of take-home pay—a ratio that leaves meaningful room for savings, debt reduction, and discretionary spending compared with higher-cost metros.
Effective Purchasing Power
After adjusting for local taxes and cost of living, a Surgeons earning $156,275 in Santa Fe reaches a strong purchasing-power position. The effective standard of living this income supports is materially higher than the gross number alone implies—a useful data point for professionals comparing offers across metro areas.
vs. National Avg
-12%
Cost Pressure
20%
Purchasing Power
Strong
Take-Home Pay Calculator
Enter any gross salary to see how federal and state taxes affect your actual take-home pay, broken down by year, month, and week. Results use an estimated effective tax rate of 27% based on this location and income level.
Annual Net
$114,081
Monthly
$9,507
Weekly
$2,194
Eff. Tax Rate
27%
A gross salary of $156,275 for a Surgeons in Santa Fe translates to roughly $9,507 in monthly take-home pay after estimated federal and state taxes. Set against monthly living costs of $1,918—covering housing, food, transportation, utilities, and healthcare—that leaves approximately $7,589 per month in disposable income. That margin, not the gross number, is what determines whether you can comfortably cover rent, build savings, and afford discretionary spending in Santa Fe's current market.
How far does this salary go in Santa Fe?
Cost of Living in Santa Fe
Estimated monthly expenses for a single person in Santa Fe, benchmarked against US regional price indices for housing, food, transportation, utilities, and healthcare.
Cost Index
74
Below Avg — US average is 100. Based on a single person (1-bed apartment).
Financial Reality Check
This section compares estimated monthly take-home pay against typical living costs in Santa Fe to show your real disposable income—the amount remaining after essential bills are paid each month.
Monthly Take-Home
$9,507
Living Costs
$1,918
Disposable
$7,589
Cost Index
74
Lifestyle
Comfortable
With a monthly take-home of $9,507, your estimated living costs in Santa Fe are $1,918 ($23,016/yr). This leaves $7,589 per month in disposable income, indicating a comfortable standard of living. Santa Fe's cost of living is 26% below the national average.
Overall, a Surgeons earning $156,275 in Santa Fe falls into a comfortable lifestyle tier and has meaningful room to save, invest, and absorb unexpected expenses without financial stress. With a cost index of 74, Santa Fe is 26% more affordable than the national average, which extends your purchasing power. Regardless of tier, prioritizing retirement contributions, an emergency fund of three to six months' expenses, and incremental debt reduction will yield the greatest long-term financial stability—especially as living costs in Santa Fe continue to evolve.
Frequently Asked Questions
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See how Surgeons salary in Santa Fe stacks up against other cities.
- vs. Kailua, HI
$229,598/yr+$73,323
vs Santa Fe - vs. Pearl City, HI
$229,598/yr+$73,323
vs Santa Fe - vs. Hilo, HI
$229,598/yr+$73,323
vs Santa Fe - vs. San Diego, CA
$221,822/yr+$65,547
vs Santa Fe
Full breakdown: cost of living, net pay, lifestyle score
Compare Cities
Same role, different locations
Related Jobs in Santa Fe
Other roles in the same area
City Rankings for Surgeons
Share this salary
Gross Salary
$156,275/yr
Take-home
$9,507/mo
Disposable
$7,589/mo
Lifestyle
Comfortable
Source: thesalaryindex.com · BLS data
Santa Fe City Overview
COL index, rent benchmarks, top jobs, and affordability score.
Explore Santa Fe →Explore More Salary Data
Related pages — all links are live salary pages
Surgeons in Other Cities
- Bethlehem, PA$169,607
- Hackensack, NJ$198,492
- Ames, IA$166,274
- Southaven, MS$156,275
- Santa Maria, CA$196,270
- Manassas, VA$186,271
- Canton, OH$150,720
- Cherry Hill, NJ$198,492
- Worcester, MA$191,826
- Laredo, TX$151,831
- Roanoke, VA$170,718
- Odessa, TX$165,163
- La Crosse, WI$167,385
- Riverside, CA$195,159
- Lincoln, NE$160,719
- Rock Hill, SC$172,939
- Evansville, IN$151,831
- Lubbock, TX$157,386
- Akron, OH$159,608
- Dothan, AL$156,275
Other Jobs in Santa Fe
- Sailors And Marine Oilers$48,539
- Audio And Video Technicians$45,513
- Recreational Therapists$53,900
- Automotive Body And Related Repairers$46,689
- Refuse And Recyclable Material Collectors$44,538
- Cargo And Freight Agents$42,757
- Public Relations Specialists$58,960
- Orthotists And Prosthetists$68,709
- Bicycle Repairers$35,976
- Cost Estimators$66,996
- Computer Programmers$85,561
- Medical Dosimetrists$126,280
- Management Analysts$84,727
- Tool And Die Makers$57,579
- Home Health And Personal Care Aides$27,482
- Food And Tobacco Roasting$35,970
- Nurse Midwives$111,360
- Earth Drillers$52,444
- Judges$125,711
- Counselors$44,568
Top Salary Comparisons
vs. Santa Fe
- Boulder, CO+$58,881
- Sugar Land, TX+$58,735
- Carrollton, TX+$58,735
- Washington, DC+$64,436
- New York, NY+$59,365
- Garland, TX+$58,735
- Mansfield, TX+$58,735
- League City, TX+$58,735
- Hilo, HI+$73,323
- Pearland, TX+$58,735
Highest-Paying Markets
Cities where Surgeons pays most
- Kailua, HI$229,598
- Pearl City, HI$229,598
- Hilo, HI$229,598
- San Diego, CA$221,822
- Washington, DC$220,711
- New York, NY$215,640
- Boulder, CO$215,156
- Frisco, TX$215,010
Most Affordable Markets
Cities with lowest cost of living
- Toledo, OH$149,609
- Brownsville, TX$149,609
- Mcallen, TX$169,607
- Topeka, KS$149,609
- Gulfport, MS$156,275
- Wichita Falls, TX$150,720
- Canton, OH$150,720
- Laredo, TX$151,831
Salary estimates are based on BLS metro data and adjusted using cost-of-living indices.