Elgin, IL
Salary intelligence, cost of living, and affordability data
Avg Salary
$69,499
across all roles
Cost Index
90
Below Average
Avg Rent
$1,350/mo
1-bed apartment
Affordability
6/10
Moderate Affordability
How affordable is Elgin?
Moderate Affordability
Purchasing power score: 1.76× (take-home ÷ living costs)
With a cost of living index of 90 (US avg = 100) and average disposable income of $1,821/mo, Elgin is a mid-tier cost market with reasonable affordability across most income levels.
Cost of Living Benchmarks
Cost Index
90
US avg = 100
Est. Monthly Rent
$1,350
1-bed, city avg
Avg Disposable
$1,821
after taxes + living costs
Median Salary
$61,014
across all tracked roles
Purchasing Power
1.76×
take-home ÷ costs
Jobs Tracked
791
job titles with data
Highest-Paying Jobs in Elgin
By gross annual salary
- $218,574
- $217,459
- $215,942
- $212,094
- $209,743
- $209,732
- $207,605
- $204,563
- $196,800
- $194,393
Best Jobs for Disposable Income
After taxes and living costs
- $10,890/mo
- $10,822/mo
- $10,730/mo
- $10,495/mo
- $10,352/mo
- $10,352/mo
- $10,222/mo
- $10,037/mo
- $9,565/mo
- $9,419/mo
Jobs With Tightest Budgets in Elgin
These roles leave the least disposable income after living costs — worth knowing before accepting an offer.
Explore Elgin Further
All data derived from BLS OEWS metro data and regional cost-of-living indices. Figures are estimates; verify with local sources before making decisions.