Frederick, MD
Salary intelligence, cost of living, and affordability data
Avg Salary
$78,416
across all roles
Cost Index
105
Average
Avg Rent
$1,565/mo
1-bed apartment
Affordability
6/10
Moderate Affordability
How affordable is Frederick?
Moderate Affordability
Purchasing power score: 1.75× (take-home ÷ living costs)
With a cost of living index of 105 (US avg = 100) and average disposable income of $2,049/mo, Frederick is a mid-tier cost market with reasonable affordability across most income levels.
Cost of Living Benchmarks
Cost Index
105
US avg = 100
Est. Monthly Rent
$1,565
1-bed, city avg
Avg Disposable
$2,049
after taxes + living costs
Median Salary
$68,842
across all tracked roles
Purchasing Power
1.75×
take-home ÷ costs
Jobs Tracked
791
job titles with data
Highest-Paying Jobs in Frederick
By gross annual salary
- $246,619
- $245,361
- $243,649
- $239,308
- $236,656
- $236,642
- $234,242
- $230,811
- $222,051
- $219,335
Best Jobs for Disposable Income
After taxes and living costs
- $12,282/mo
- $12,205/mo
- $12,101/mo
- $11,837/mo
- $11,676/mo
- $11,675/mo
- $11,529/mo
- $11,320/mo
- $10,787/mo
- $10,622/mo
Jobs With Tightest Budgets in Frederick
These roles leave the least disposable income after living costs — worth knowing before accepting an offer.
Food Cooking Machine Operators And Tenders
$11/mo left
$44,903/yr gross
Helpersroofers
$25/mo left
$45,134/yr gross
Packaging And Filling Machine Operators And Tenders
$26/mo left
$45,150/yr gross
Textile Bleaching And Dyeing Machine Operators And Tenders
$30/mo left
$45,221/yr gross
Helperspainters
$36/mo left
$45,312/yr gross
Explore Frederick Further
All data derived from BLS OEWS metro data and regional cost-of-living indices. Figures are estimates; verify with local sources before making decisions.