Schenectady, NY

Salary intelligence, cost of living, and affordability data

All 791 jobs →

Avg Salary

$76,293

across all roles

Cost Index

Below Average

Avg Rent

$1,341/mo

1-bed apartment

Affordability

7/10

Moderate Affordability

How affordable is Schenectady?

7/10

Moderate Affordability

Purchasing power score: 1.99× (take-home ÷ living costs)

With a cost of living index of 90 (US avg = 100) and average disposable income of $2,309/mo, Schenectady is a mid-tier cost market with reasonable affordability across most income levels.

Cost of Living Benchmarks

Cost Index

US avg = 100

Est. Monthly Rent

$1,341

1-bed, city avg

Avg Disposable

$2,309

after taxes + living costs

Median Salary

$66,978

across all tracked roles

Purchasing Power

1.99×

take-home ÷ costs

Jobs Tracked

791

job titles with data

Highest-Paying Jobs in Schenectady

By gross annual salary

1.Obstetricians And Gynecologists
$239,941
2.Neurologists
$238,718
3.Radiologists
$237,052
4.Nurse Anesthetists
$232,829
5.Anesthesiologists
$230,248
6.Ophthalmologists
$230,235
7.Orthodontists
$227,900
8.Orthopedic Surgeons
$224,561
9.Pediatricians
$216,039
10.Family Medicine Physicians
$213,397

Best Jobs for Disposable Income

After taxes and living costs

1.Obstetricians And Gynecologists
$12,264/mo
2.Neurologists
$12,190/mo
3.Radiologists
$12,089/mo
4.Nurse Anesthetists
$11,832/mo
5.Anesthesiologists
$11,675/mo
6.Ophthalmologists
$11,674/mo
7.Orthodontists
$11,532/mo
8.Orthopedic Surgeons
$11,329/mo
9.Pediatricians
$10,810/mo
10.Family Medicine Physicians
$10,650/mo

Jobs With Tightest Budgets in Schenectady

These roles leave the least disposable income after living costs — worth knowing before accepting an offer.

Packers And Packagers

$2/mo left

$38,362/yr gross

Taxi Drivers

$6/mo left

$38,435/yr gross

Tour And Travel Guides

$11/mo left

$38,507/yr gross

Hairdressers

$13/mo left

$38,553/yr gross

Janitors And Cleaners

$20/mo left

$38,662/yr gross

Explore Schenectady Further

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All data derived from BLS OEWS metro data and regional cost-of-living indices. Figures are estimates; verify with local sources before making decisions.