The Salary Index

Salary Comparison

Actuaries: Boulder vs Austin

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Boulder, CO

$146,418/yr

Take-home$8,907/mo
Disposable$5,504/mo
Lifestyle9/10 ยท Comfortable

Austin, TX

$88,500/yr

Take-home$5,384/mo
Disposable$2,559/mo
Lifestyle7/10 ยท Moderate
๐Ÿ†

Our recommendation: Boulder, CO

Boulder offers $2,945 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Boulder

Austin

Diff (Aโˆ’B)

Annual Gross Salary

$146,418

$88,500

+$57,918

A vs B

Monthly Take-Home

After estimated federal + state taxes

$8,907

$5,384

+$3,523

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

127

105

+22 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,403

$2,825

+$578

A vs B

Monthly Rent

$2,150

$1,680

+$470

A vs B

Monthly Disposable

$5,504

$2,559

+$2,945

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

2.62ร—

1.91ร—

+0.71ร—

A vs B

Lifestyle Score

9/10 (Comfortable)

7/10 (Moderate)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.