Salary Comparison
Actuaries: Irvine vs Oxnard
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Irvine, CA
$122,520/yr
Oxnard, CA
$141,126/yr
Our recommendation: Oxnard, CA
Oxnard offers $1,880 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Irvine
Oxnard
Diff (A−B)
Annual Gross Salary
$122,520
$141,126
$18,606
A vs B
Monthly Take-Home
After estimated federal + state taxes
$7,453
$8,585
$1,132
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
148
120
+28 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$3,978
$3,230
+$748
A vs B
Monthly Rent
$2,580
$1,980
+$600
A vs B
Monthly Disposable
$3,475
$5,355
$1,880
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
1.87×
2.66×
-0.79×
A vs B
Lifestyle Score
7/10 (Moderate)
9/10 (Comfortable)
-2
A vs B
Irvine — Full Details
Oxnard — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.