The Salary Index

Salary Comparison

Area: Springfield vs Philadelphia

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Springfield, MA

$88,354/yr

Take-home$5,375/mo
Disposable$2,780/mo
Lifestyle8/10 ยท Comfortable
Best Value

Philadelphia, PA

$103,510/yr

Take-home$6,297/mo
Disposable$3,457/mo
Lifestyle8/10 ยท Comfortable
๐Ÿ†

Our recommendation: Philadelphia, PA

Philadelphia offers $677 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Springfield

Philadelphia

Diff (Aโˆ’B)

Annual Gross Salary

$88,354

$103,510

$15,156

A vs B

Monthly Take-Home

After estimated federal + state taxes

$5,375

$6,297

$922

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

97

106

-9 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,595

$2,840

$245

A vs B

Monthly Rent

$1,450

$1,680

$230

A vs B

Monthly Disposable

$2,780

$3,457

$677

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

2.07ร—

2.22ร—

-0.15ร—

A vs B

Lifestyle Score

8/10 (Comfortable)

8/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.