Salary Comparison
Bakers: Bend vs Albany
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Bend, OR
$38,049/yr
Albany, NY
$36,742/yr
Our recommendation: Albany, NY
Albany offers $75 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.
Full Breakdown
Bend
Albany
Diff (A−B)
Annual Gross Salary
$38,049
$36,742
+$1,307
A vs B
Monthly Take-Home
After estimated federal + state taxes
$2,315
$2,235
+$80
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
108
102
+6 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,798
$2,643
+$155
A vs B
Monthly Rent
$1,610
$1,520
+$90
A vs B
Monthly Disposable
$-483
$-408
$75
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
0.83×
0.85×
-0.02×
A vs B
Lifestyle Score
2/10 (Tight)
2/10 (Tight)
+0
A vs B
Bend — Full Details
Albany — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.