The Salary Index

Salary Comparison

Captains: Beloit vs Houston

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Beloit, WI

$79,436/yr

Take-home$4,832/mo
Disposable$2,786/mo
Lifestyle8/10 ยท Comfortable
Best Value

Houston, TX

$116,620/yr

Take-home$7,094/mo
Disposable$4,679/mo
Lifestyle9/10 ยท Comfortable
๐Ÿ†

Our recommendation: Houston, TX

Houston offers $1,893 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Beloit

Houston

Diff (Aโˆ’B)

Annual Gross Salary

$79,436

$116,620

$37,184

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,832

$7,094

$2,262

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

79

90

-11 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,046

$2,415

$369

A vs B

Monthly Rent

$1,177

$1,350

$173

A vs B

Monthly Disposable

$2,786

$4,679

$1,893

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

2.36ร—

2.94ร—

-0.58ร—

A vs B

Lifestyle Score

8/10 (Comfortable)

9/10 (Comfortable)

-1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.