Salary Comparison
Captains: Beloit vs San Francisco
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Beloit, WI
$79,436/yr
San Francisco, CA
$110,810/yr
Our recommendation: Beloit, WI
Beloit offers $200 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.
Full Breakdown
Beloit
San Francisco
Diff (A−B)
Annual Gross Salary
$79,436
$110,810
$31,374
A vs B
Monthly Take-Home
After estimated federal + state taxes
$4,832
$6,741
$1,909
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
79
155
-76 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,046
$4,155
$2,109
A vs B
Monthly Rent
$1,177
$2,680
$1,503
A vs B
Monthly Disposable
$2,786
$2,586
+$200
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
2.36×
1.62×
+0.74×
A vs B
Lifestyle Score
8/10 (Comfortable)
6/10 (Moderate)
+2
A vs B
Beloit — Full Details
San Francisco — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.