Salary Comparison
Cardiologists: Covington vs Gaithersburg
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Covington, KY
$124,490/yr
Gaithersburg, MD
$152,583/yr
Our recommendation: Gaithersburg, MD
Gaithersburg offers $907 more per month in disposable income, giving a stronger financial outcome despite comparable pay.
Full Breakdown
Covington
Gaithersburg
Diff (A−B)
Annual Gross Salary
$124,490
$152,583
$28,093
A vs B
Monthly Take-Home
After estimated federal + state taxes
$7,573
$9,282
$1,709
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
87
118
-31 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$2,254
$3,056
$802
A vs B
Monthly Rent
$1,296
$1,758
$462
A vs B
Monthly Disposable
$5,319
$6,226
$907
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
3.36×
3.04×
+0.32×
A vs B
Lifestyle Score
10/10 (Comfortable)
10/10 (Comfortable)
+0
A vs B
Covington — Full Details
Gaithersburg — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.