The Salary Index

Salary Comparison

Compensation: Springfield vs Lowell

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Springfield, MA

$75,669/yr

Take-home$4,603/mo
Disposable$2,008/mo
Lifestyle7/10 ยท Moderate
Best Value

Lowell, MA

$92,180/yr

Take-home$5,608/mo
Disposable$2,750/mo
Lifestyle7/10 ยท Moderate
๐Ÿ†

Our recommendation: Lowell, MA

Lowell offers $742 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Springfield

Lowell

Diff (Aโˆ’B)

Annual Gross Salary

$75,669

$92,180

$16,511

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,603

$5,608

$1,005

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

97

106

-9 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,595

$2,858

$263

A vs B

Monthly Rent

$1,450

$1,650

$200

A vs B

Monthly Disposable

$2,008

$2,750

$742

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.77ร—

1.96ร—

-0.19ร—

A vs B

Lifestyle Score

7/10 (Moderate)

7/10 (Moderate)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.