The Salary Index

Salary Comparison

Computer Hardware Engineers: Billings vs San Jose

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Billings, MT

$122,152/yr

Take-home$7,431/mo
Disposable$5,148/mo
Lifestyle10/10 ยท Comfortable
Best Value

San Jose, CA

$197,090/yr

Take-home$11,990/mo
Disposable$8,025/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: San Jose, CA

San Jose offers $2,877 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Billings

San Jose

Diff (Aโˆ’B)

Annual Gross Salary

$122,152

$197,090

$74,938

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,431

$11,990

$4,559

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

85

148

-63 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,283

$3,965

$1,682

A vs B

Monthly Rent

$1,250

$2,550

$1,300

A vs B

Monthly Disposable

$5,148

$8,025

$2,877

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

3.25ร—

3.02ร—

+0.23ร—

A vs B

Lifestyle Score

10/10 (Comfortable)

10/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.