The Salary Index

Salary Comparison

Computer Programmers: Dearborn vs San Francisco

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Dearborn, MI

$92,251/yr

Take-home$5,612/mo
Disposable$3,488/mo
Lifestyle9/10 ยท Comfortable

San Francisco, CA

$122,000/yr

Take-home$7,422/mo
Disposable$3,267/mo
Lifestyle7/10 ยท Moderate
๐Ÿ†

Our recommendation: Dearborn, MI

Dearborn offers $221 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Dearborn

San Francisco

Diff (Aโˆ’B)

Annual Gross Salary

$92,251

$122,000

$29,749

A vs B

Monthly Take-Home

After estimated federal + state taxes

$5,612

$7,422

$1,810

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

82

155

-73 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,124

$4,155

$2,031

A vs B

Monthly Rent

$1,222

$2,680

$1,458

A vs B

Monthly Disposable

$3,488

$3,267

+$221

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

2.64ร—

1.79ร—

+0.85ร—

A vs B

Lifestyle Score

9/10 (Comfortable)

7/10 (Moderate)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.