The Salary Index

Salary Comparison

Computer Programmers: Eugene vs Memphis

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Eugene, OR

$98,942/yr

Take-home$6,019/mo
Disposable$3,442/mo
Lifestyle8/10 ยท Comfortable

Memphis, TN

$77,880/yr

Take-home$4,738/mo
Disposable$2,406/mo
Lifestyle8/10 ยท Comfortable
๐Ÿ†

Our recommendation: Eugene, OR

Eugene offers $1,036 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Eugene

Memphis

Diff (Aโˆ’B)

Annual Gross Salary

$98,942

$77,880

+$21,062

A vs B

Monthly Take-Home

After estimated federal + state taxes

$6,019

$4,738

+$1,281

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

96

90

+6 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,577

$2,332

+$245

A vs B

Monthly Rent

$1,480

$1,341

+$139

A vs B

Monthly Disposable

$3,442

$2,406

+$1,036

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

2.34ร—

2.03ร—

+0.31ร—

A vs B

Lifestyle Score

8/10 (Comfortable)

8/10 (Comfortable)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.