Salary Comparison
Computer Programmers: Hayward vs Memphis
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Hayward, CA
$104,410/yr
Memphis, TN
$77,880/yr
Full Breakdown
Hayward
Memphis
Diff (A−B)
Annual Gross Salary
$104,410
$77,880
+$26,530
A vs B
Monthly Take-Home
After estimated federal + state taxes
$6,352
$4,738
+$1,614
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
124
90
+34 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$3,338
$2,332
+$1,006
A vs B
Monthly Rent
$2,050
$1,341
+$709
A vs B
Monthly Disposable
$3,014
$2,406
+$608
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
1.90×
2.03×
-0.13×
A vs B
Lifestyle Score
7/10 (Moderate)
8/10 (Comfortable)
-1
A vs B
Hayward — Full Details
Memphis — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.