The Salary Index

Salary Comparison

Computer Programmers: Murray vs Cambridge

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Murray, UT

$95,293/yr

Take-home$5,797/mo
Disposable$3,412/mo
Lifestyle8/10 ยท Comfortable

Cambridge, MA

$115,190/yr

Take-home$7,007/mo
Disposable$2,914/mo
Lifestyle6/10 ยท Moderate
๐Ÿ†

Our recommendation: Murray, UT

Murray offers $498 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Murray

Cambridge

Diff (Aโˆ’B)

Annual Gross Salary

$95,293

$115,190

$19,897

A vs B

Monthly Take-Home

After estimated federal + state taxes

$5,797

$7,007

$1,210

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

92

152

-60 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,385

$4,093

$1,708

A vs B

Monthly Rent

$1,371

$2,650

$1,279

A vs B

Monthly Disposable

$3,412

$2,914

+$498

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

2.43ร—

1.71ร—

+0.72ร—

A vs B

Lifestyle Score

8/10 (Comfortable)

6/10 (Moderate)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.