The Salary Index

Salary Comparison

Computer Programmers: Owensboro vs Newton

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Owensboro, KY

$89,818/yr

Take-home$5,464/mo
Disposable$3,366/mo
Lifestyle9/10 ยท Comfortable

Newton, MA

$115,190/yr

Take-home$7,007/mo
Disposable$3,172/mo
Lifestyle7/10 ยท Moderate
๐Ÿ†

Our recommendation: Owensboro, KY

Owensboro offers $194 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Owensboro

Newton

Diff (Aโˆ’B)

Annual Gross Salary

$89,818

$115,190

$25,372

A vs B

Monthly Take-Home

After estimated federal + state taxes

$5,464

$7,007

$1,543

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

81

148

-67 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,098

$3,835

$1,737

A vs B

Monthly Rent

$1,207

$2,206

$999

A vs B

Monthly Disposable

$3,366

$3,172

+$194

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

2.60ร—

1.83ร—

+0.77ร—

A vs B

Lifestyle Score

9/10 (Comfortable)

7/10 (Moderate)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.