The Salary Index

Salary Comparison

Computer Programmers: Philadelphia vs San Jose

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Philadelphia, PA

$88,100/yr

Take-home$5,359/mo
Disposable$2,519/mo
Lifestyle7/10 ยท Moderate
Best Value

San Jose, CA

$159,250/yr

Take-home$9,688/mo
Disposable$5,723/mo
Lifestyle8/10 ยท Comfortable
๐Ÿ†

Our recommendation: San Jose, CA

San Jose offers $3,204 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Philadelphia

San Jose

Diff (Aโˆ’B)

Annual Gross Salary

$88,100

$159,250

$71,150

A vs B

Monthly Take-Home

After estimated federal + state taxes

$5,359

$9,688

$4,329

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

106

148

-42 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,840

$3,965

$1,125

A vs B

Monthly Rent

$1,680

$2,550

$870

A vs B

Monthly Disposable

$2,519

$5,723

$3,204

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.89ร—

2.44ร—

-0.55ร—

A vs B

Lifestyle Score

7/10 (Moderate)

8/10 (Comfortable)

-1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.