The Salary Index

Salary Comparison

Computer Programmers: Waterloo vs San Jose

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Waterloo, IA

$87,994/yr

Take-home$5,353/mo
Disposable$3,333/mo
Lifestyle9/10 · Comfortable

San Jose, CA

$159,250/yr

Take-home$9,688/mo
Disposable$5,723/mo
Lifestyle8/10 · Comfortable

Full Breakdown

Waterloo

San Jose

Diff (A−B)

Annual Gross Salary

$87,994

$159,250

$71,256

A vs B

Monthly Take-Home

After estimated federal + state taxes

$5,353

$9,688

$4,335

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

78

148

-70 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,020

$3,965

$1,945

A vs B

Monthly Rent

$1,162

$2,550

$1,388

A vs B

Monthly Disposable

$3,333

$5,723

$2,390

A vs B

Purchasing Power Score

Take-home ÷ living costs. Higher is better

2.65×

2.44×

+0.21×

A vs B

Lifestyle Score

9/10 (Comfortable)

8/10 (Comfortable)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.