The Salary Index

Salary Comparison

Computer Systems Analysts: Modesto vs San Mateo

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Modesto, CA

$102,487/yr

Take-home$6,235/mo
Disposable$3,733/mo
Lifestyle8/10 ยท Comfortable

San Mateo, CA

$126,520/yr

Take-home$7,697/mo
Disposable$3,464/mo
Lifestyle7/10 ยท Moderate
๐Ÿ†

Our recommendation: Modesto, CA

Modesto offers $269 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Modesto

San Mateo

Diff (Aโˆ’B)

Annual Gross Salary

$102,487

$126,520

$24,033

A vs B

Monthly Take-Home

After estimated federal + state taxes

$6,235

$7,697

$1,462

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

93

158

-65 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,502

$4,233

$1,731

A vs B

Monthly Rent

$1,420

$2,780

$1,360

A vs B

Monthly Disposable

$3,733

$3,464

+$269

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

2.49ร—

1.82ร—

+0.67ร—

A vs B

Lifestyle Score

8/10 (Comfortable)

7/10 (Moderate)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.