Salary Comparison
Concierges: Cambridge vs Toledo
Side-by-side salary, take-home pay, cost of living, and lifestyle score.
Cambridge, MA
$38,940/yr
Toledo, OH
$29,964/yr
Our recommendation: Toledo, OH
Toledo offers $1,725 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.
Full Breakdown
Cambridge
Toledo
Diff (A−B)
Annual Gross Salary
$38,940
$29,964
+$8,976
A vs B
Monthly Take-Home
After estimated federal + state taxes
$2,369
$1,823
+$546
A vs B
Cost of Living Index
Lower is more affordable. US avg = 100
152
68
+84 pts
A vs B
Monthly Living Costs
Housing, food, transport, utilities, healthcare
$4,093
$1,822
+$2,271
A vs B
Monthly Rent
$2,650
$890
+$1,760
A vs B
Monthly Disposable
$-1,724
$1
$1,725
A vs B
Purchasing Power Score
Take-home ÷ living costs. Higher is better
0.58×
1.00×
-0.42×
A vs B
Lifestyle Score
1/10 (Tight)
3/10 (Tight)
-2
A vs B
Cambridge — Full Details
Toledo — Full Details
Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.