The Salary Index

Salary Comparison

Construction Laborers: Modesto vs San Jose

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Modesto, CA

$49,253/yr

Take-home$2,996/mo
Disposable$494/mo
Lifestyle4/10 ยท Tight

San Jose, CA

$71,820/yr

Take-home$4,369/mo
Disposable$404/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Modesto, CA

Modesto offers $90 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Modesto

San Jose

Diff (Aโˆ’B)

Annual Gross Salary

$49,253

$71,820

$22,567

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,996

$4,369

$1,373

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

93

148

-55 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,502

$3,965

$1,463

A vs B

Monthly Rent

$1,420

$2,550

$1,130

A vs B

Monthly Disposable

$494

$404

+$90

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.20ร—

1.10ร—

+0.10ร—

A vs B

Lifestyle Score

4/10 (Tight)

4/10 (Tight)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.