The Salary Index

Salary Comparison

Construction Managers: Hoboken vs Lowell

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Hoboken, NJ

$123,051/yr

Take-home$7,486/mo
Disposable$3,651/mo
Lifestyle7/10 ยท Moderate
Best Value

Lowell, MA

$156,590/yr

Take-home$9,526/mo
Disposable$6,668/mo
Lifestyle10/10 ยท Comfortable
๐Ÿ†

Our recommendation: Lowell, MA

Lowell offers $3,017 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Hoboken

Lowell

Diff (Aโˆ’B)

Annual Gross Salary

$123,051

$156,590

$33,539

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,486

$9,526

$2,040

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

148

106

+42 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,835

$2,858

+$977

A vs B

Monthly Rent

$2,206

$1,650

+$556

A vs B

Monthly Disposable

$3,651

$6,668

$3,017

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.95ร—

3.33ร—

-1.38ร—

A vs B

Lifestyle Score

7/10 (Moderate)

10/10 (Comfortable)

-3

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.