The Salary Index

Salary Comparison

Curators: Austin vs Phoenix

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Austin, TX

$63,030/yr

Take-home$3,834/mo
Disposable$1,009/mo
Lifestyle5/10 ยท Tight
Best Value

Phoenix, AZ

$81,030/yr

Take-home$4,929/mo
Disposable$2,244/mo
Lifestyle7/10 ยท Moderate
๐Ÿ†

Our recommendation: Phoenix, AZ

Phoenix offers $1,235 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Austin

Phoenix

Diff (Aโˆ’B)

Annual Gross Salary

$63,030

$81,030

$18,000

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,834

$4,929

$1,095

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

105

100

+5 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,825

$2,685

+$140

A vs B

Monthly Rent

$1,680

$1,550

+$130

A vs B

Monthly Disposable

$1,009

$2,244

$1,235

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.36ร—

1.84ร—

-0.48ร—

A vs B

Lifestyle Score

5/10 (Tight)

7/10 (Moderate)

-2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.