The Salary Index

Salary Comparison

Curators: Newton vs Memphis

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Newton, MA

$78,510/yr

Take-home$4,776/mo
Disposable$941/mo
Lifestyle4/10 ยท Tight
Best Value

Memphis, TN

$54,630/yr

Take-home$3,323/mo
Disposable$991/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Memphis, TN

Memphis offers $50 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Newton

Memphis

Diff (Aโˆ’B)

Annual Gross Salary

$78,510

$54,630

+$23,880

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,776

$3,323

+$1,453

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

148

90

+58 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,835

$2,332

+$1,503

A vs B

Monthly Rent

$2,206

$1,341

+$865

A vs B

Monthly Disposable

$941

$991

$50

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.25ร—

1.42ร—

-0.17ร—

A vs B

Lifestyle Score

4/10 (Tight)

5/10 (Tight)

-1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.