The Salary Index

Salary Comparison

Curators: Plano vs Memphis

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Plano, TX

$71,840/yr

Take-home$4,370/mo
Disposable$1,575/mo
Lifestyle6/10 ยท Moderate

Memphis, TN

$54,630/yr

Take-home$3,323/mo
Disposable$991/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Plano, TX

Plano offers $584 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Plano

Memphis

Diff (Aโˆ’B)

Annual Gross Salary

$71,840

$54,630

+$17,210

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,370

$3,323

+$1,047

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

104

90

+14 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,795

$2,332

+$463

A vs B

Monthly Rent

$1,650

$1,341

+$309

A vs B

Monthly Disposable

$1,575

$991

+$584

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.56ร—

1.42ร—

+0.14ร—

A vs B

Lifestyle Score

6/10 (Moderate)

5/10 (Tight)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.