The Salary Index

Salary Comparison

Cutting: Baltimore vs Birmingham

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Baltimore, MD

$51,490/yr

Take-home$3,132/mo
Disposable$334/mo
Lifestyle4/10 ยท Tight
Best Value

Birmingham, AL

$38,106/yr

Take-home$2,318/mo
Disposable$504/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Birmingham, AL

Birmingham offers $170 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Baltimore

Birmingham

Diff (Aโˆ’B)

Annual Gross Salary

$51,490

$38,106

+$13,384

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,132

$2,318

+$814

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

108

70

+38 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,798

$1,814

+$984

A vs B

Monthly Rent

$1,610

$1,043

+$567

A vs B

Monthly Disposable

$334

$504

$170

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.12ร—

1.28ร—

-0.16ร—

A vs B

Lifestyle Score

4/10 (Tight)

4/10 (Tight)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.