The Salary Index

Salary Comparison

Cutting: Kearney vs Annapolis

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Kearney, NE

$40,894/yr

Take-home$2,488/mo
Disposable$442/mo
Lifestyle4/10 ยท Tight

Annapolis, MD

$51,490/yr

Take-home$3,132/mo
Disposable$152/mo
Lifestyle3/10 ยท Tight
๐Ÿ†

Our recommendation: Kearney, NE

Kearney offers $290 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Kearney

Annapolis

Diff (Aโˆ’B)

Annual Gross Salary

$40,894

$51,490

$10,596

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,488

$3,132

$644

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

79

115

-36 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,046

$2,980

$934

A vs B

Monthly Rent

$1,177

$1,714

$537

A vs B

Monthly Disposable

$442

$152

+$290

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.22ร—

1.05ร—

+0.17ร—

A vs B

Lifestyle Score

4/10 (Tight)

3/10 (Tight)

+1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.