The Salary Index

Salary Comparison

Derrick Operators: Springfield vs South Bend

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Springfield, MA

$64,537/yr

Take-home$3,926/mo
Disposable$1,331/mo
Lifestyle6/10 ยท Moderate
Best Value

South Bend, IN

$53,890/yr

Take-home$3,278/mo
Disposable$1,388/mo
Lifestyle6/10 ยท Moderate
๐Ÿ†

Our recommendation: South Bend, IN

South Bend offers $57 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Springfield

South Bend

Diff (Aโˆ’B)

Annual Gross Salary

$64,537

$53,890

+$10,647

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,926

$3,278

+$648

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

97

70

+27 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,595

$1,890

+$705

A vs B

Monthly Rent

$1,450

$950

+$500

A vs B

Monthly Disposable

$1,331

$1,388

$57

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.51ร—

1.73ร—

-0.22ร—

A vs B

Lifestyle Score

6/10 (Moderate)

6/10 (Moderate)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.