The Salary Index

Salary Comparison

Drafters: Cambridge vs Birmingham

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Cambridge, MA

$87,820/yr

Take-home$5,342/mo
Disposable$1,249/mo
Lifestyle5/10 ยท Tight
Best Value

Birmingham, AL

$53,527/yr

Take-home$3,256/mo
Disposable$1,442/mo
Lifestyle7/10 ยท Moderate
๐Ÿ†

Our recommendation: Birmingham, AL

Birmingham offers $193 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Cambridge

Birmingham

Diff (Aโˆ’B)

Annual Gross Salary

$87,820

$53,527

+$34,293

A vs B

Monthly Take-Home

After estimated federal + state taxes

$5,342

$3,256

+$2,086

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

152

70

+82 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$4,093

$1,814

+$2,279

A vs B

Monthly Rent

$2,650

$1,043

+$1,607

A vs B

Monthly Disposable

$1,249

$1,442

$193

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.31ร—

1.79ร—

-0.48ร—

A vs B

Lifestyle Score

5/10 (Tight)

7/10 (Moderate)

-2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.