The Salary Index

Salary Comparison

Editors: Naperville vs Carlsbad

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Naperville, IL

$66,478/yr

Take-home$4,044/mo
Disposable$1,001/mo
Lifestyle5/10 ยท Tight
Best Value

Carlsbad, CA

$90,570/yr

Take-home$5,510/mo
Disposable$1,687/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Carlsbad, CA

Carlsbad offers $686 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Naperville

Carlsbad

Diff (Aโˆ’B)

Annual Gross Salary

$66,478

$90,570

$24,092

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,044

$5,510

$1,466

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

113

142

-29 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,043

$3,823

$780

A vs B

Monthly Rent

$1,850

$2,450

$600

A vs B

Monthly Disposable

$1,001

$1,687

$686

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.33ร—

1.44ร—

-0.11ร—

A vs B

Lifestyle Score

5/10 (Tight)

5/10 (Tight)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.