The Salary Index

Salary Comparison

Editors: Silver Spring vs Dayton

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Silver Spring, MD

$75,008/yr

Take-home$4,563/mo
Disposable$1,455/mo
Lifestyle5/10 ยท Tight
Best Value

Dayton, OH

$56,324/yr

Take-home$3,426/mo
Disposable$1,489/mo
Lifestyle7/10 ยท Moderate
๐Ÿ†

Our recommendation: Dayton, OH

Dayton offers $34 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Silver Spring

Dayton

Diff (Aโˆ’B)

Annual Gross Salary

$75,008

$56,324

+$18,684

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,563

$3,426

+$1,137

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

120

72

+48 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,108

$1,937

+$1,171

A vs B

Monthly Rent

$1,788

$980

+$808

A vs B

Monthly Disposable

$1,455

$1,489

$34

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.47ร—

1.77ร—

-0.30ร—

A vs B

Lifestyle Score

5/10 (Tight)

7/10 (Moderate)

-2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.