The Salary Index

Salary Comparison

Extraction Workers: Saginaw vs Richardson

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Saginaw, MI

$38,054/yr

Take-home$2,315/mo
Disposable$448/mo
Lifestyle4/10 ยท Tight

Richardson, TX

$50,110/yr

Take-home$3,048/mo
Disposable$321/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Saginaw, MI

Saginaw offers $127 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Saginaw

Richardson

Diff (Aโˆ’B)

Annual Gross Salary

$38,054

$50,110

$12,056

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,315

$3,048

$733

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

72

102

-30 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$1,867

$2,727

$860

A vs B

Monthly Rent

$1,073

$1,590

$517

A vs B

Monthly Disposable

$448

$321

+$127

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.24ร—

1.12ร—

+0.12ร—

A vs B

Lifestyle Score

4/10 (Tight)

4/10 (Tight)

+0

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.