The Salary Index

Salary Comparison

Fallers: Duluth vs Bethesda

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Duluth, MN

$70,627/yr

Take-home$4,297/mo
Disposable$2,080/mo
Lifestyle7/10 ยท Moderate

Bethesda, MD

$81,178/yr

Take-home$4,938/mo
Disposable$1,363/mo
Lifestyle5/10 ยท Tight
๐Ÿ†

Our recommendation: Duluth, MN

Duluth offers $717 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Duluth

Bethesda

Diff (Aโˆ’B)

Annual Gross Salary

$70,627

$81,178

$10,551

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,297

$4,938

$641

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

83

138

-55 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,217

$3,575

$1,358

A vs B

Monthly Rent

$1,180

$2,056

$876

A vs B

Monthly Disposable

$2,080

$1,363

+$717

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.94ร—

1.38ร—

+0.56ร—

A vs B

Lifestyle Score

7/10 (Moderate)

5/10 (Tight)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.