The Salary Index

Salary Comparison

Grinding: Boston vs Birmingham

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Boston, MA

$49,120/yr

Take-home$2,988/mo
Disposable$-922/mo
Lifestyle2/10 ยท Tight
Best Value

Birmingham, AL

$36,456/yr

Take-home$2,218/mo
Disposable$404/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Birmingham, AL

Birmingham offers $1,326 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Boston

Birmingham

Diff (Aโˆ’B)

Annual Gross Salary

$49,120

$36,456

+$12,664

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,988

$2,218

+$770

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

146

70

+76 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,910

$1,814

+$2,096

A vs B

Monthly Rent

$2,490

$1,043

+$1,447

A vs B

Monthly Disposable

$-922

$404

$1,326

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

0.76ร—

1.22ร—

-0.46ร—

A vs B

Lifestyle Score

2/10 (Tight)

4/10 (Tight)

-2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.