The Salary Index

Salary Comparison

Helperspainters: Beloit vs Carlsbad

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Best Value

Beloit, WI

$36,969/yr

Take-home$2,249/mo
Disposable$203/mo
Lifestyle4/10 ยท Tight

Carlsbad, CA

$45,730/yr

Take-home$2,782/mo
Disposable$-1,041/mo
Lifestyle2/10 ยท Tight
๐Ÿ†

Our recommendation: Beloit, WI

Beloit offers $1,244 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

Beloit

Carlsbad

Diff (Aโˆ’B)

Annual Gross Salary

$36,969

$45,730

$8,761

A vs B

Monthly Take-Home

After estimated federal + state taxes

$2,249

$2,782

$533

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

79

142

-63 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,046

$3,823

$1,777

A vs B

Monthly Rent

$1,177

$2,450

$1,273

A vs B

Monthly Disposable

$203

$-1,041

+$1,244

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.10ร—

0.73ร—

+0.37ร—

A vs B

Lifestyle Score

4/10 (Tight)

2/10 (Tight)

+2

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.