The Salary Index

Salary Comparison

Insulation Workers: Bethlehem vs San Francisco

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Bethlehem, PA

$54,656/yr

Take-home$3,325/mo
Disposable$915/mo
Lifestyle5/10 ยท Tight
Best Value

San Francisco, CA

$145,830/yr

Take-home$8,871/mo
Disposable$4,716/mo
Lifestyle8/10 ยท Comfortable
๐Ÿ†

Our recommendation: San Francisco, CA

San Francisco offers $3,801 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Bethlehem

San Francisco

Diff (Aโˆ’B)

Annual Gross Salary

$54,656

$145,830

$91,174

A vs B

Monthly Take-Home

After estimated federal + state taxes

$3,325

$8,871

$5,546

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

93

155

-62 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$2,410

$4,155

$1,745

A vs B

Monthly Rent

$1,386

$2,680

$1,294

A vs B

Monthly Disposable

$915

$4,716

$3,801

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.38ร—

2.14ร—

-0.76ร—

A vs B

Lifestyle Score

5/10 (Tight)

8/10 (Comfortable)

-3

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.