The Salary Index

Salary Comparison

Interviewers: San Jose vs Dayton

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

San Jose, CA

$65,820/yr

Take-home$4,004/mo
Disposable$39/mo
Lifestyle3/10 ยท Tight
Best Value

Dayton, OH

$37,279/yr

Take-home$2,268/mo
Disposable$331/mo
Lifestyle4/10 ยท Tight
๐Ÿ†

Our recommendation: Dayton, OH

Dayton offers $292 more per month in disposable income, giving a stronger financial outcome despite a lower gross salary.

Full Breakdown

San Jose

Dayton

Diff (Aโˆ’B)

Annual Gross Salary

$65,820

$37,279

+$28,541

A vs B

Monthly Take-Home

After estimated federal + state taxes

$4,004

$2,268

+$1,736

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

148

72

+76 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,965

$1,937

+$2,028

A vs B

Monthly Rent

$2,550

$980

+$1,570

A vs B

Monthly Disposable

$39

$331

$292

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.01ร—

1.17ร—

-0.16ร—

A vs B

Lifestyle Score

3/10 (Tight)

4/10 (Tight)

-1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.