The Salary Index

Salary Comparison

Materials Engineers: Hoboken vs San Jose

Side-by-side salary, take-home pay, cost of living, and lifestyle score.

Hoboken, NJ

$118,950/yr

Take-home$7,236/mo
Disposable$3,401/mo
Lifestyle7/10 ยท Moderate
Best Value

San Jose, CA

$151,260/yr

Take-home$9,202/mo
Disposable$5,237/mo
Lifestyle8/10 ยท Comfortable
๐Ÿ†

Our recommendation: San Jose, CA

San Jose offers $1,836 more per month in disposable income, giving a stronger financial outcome despite comparable pay.

Full Breakdown

Hoboken

San Jose

Diff (Aโˆ’B)

Annual Gross Salary

$118,950

$151,260

$32,310

A vs B

Monthly Take-Home

After estimated federal + state taxes

$7,236

$9,202

$1,966

A vs B

Cost of Living Index

Lower is more affordable. US avg = 100

148

148

+0 pts

A vs B

Monthly Living Costs

Housing, food, transport, utilities, healthcare

$3,835

$3,965

$130

A vs B

Monthly Rent

$2,206

$2,550

$344

A vs B

Monthly Disposable

$3,401

$5,237

$1,836

A vs B

Purchasing Power Score

Take-home รท living costs. Higher is better

1.89ร—

2.32ร—

-0.43ร—

A vs B

Lifestyle Score

7/10 (Moderate)

8/10 (Comfortable)

-1

A vs B

Salary estimates based on BLS metro data. Cost of living from regional price indices. All figures are estimates; verify with employers before making decisions.